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Events and classes for seniors (55+).

Home Buying 101

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**Registration is required for this program**

Presented by the Financial Literacy Coalition of Central Texas.

Pre-homebuyers will be able to:

Explain the advantages and disadvantages of renting vs owning a home
Identify questions to ask to determine their readiness to buy a home
Identify the steps required to buy a home
Identify basic terms and required disclosures used in a mortgage transaction
Describe the advantages and disadvantages of different mortgage options
Describe how interest rates affect the amount of house they can buy
Explain how taxes and insurance affect a monthly payment and the amount of house they can buy

Homeowners will be able to:

Describe the advantages and disadvantages of borrowing against a home
Explain what to do if they are having trouble making payments
Describe different types of refinancing options
Explain the advantages and disadvantages of a reverse mortgage
Identify predatory lending practices and loan scams


Refreshments will be provided. Anyone 18 and up is welcome to attend. Please contact Bette at bettem@pflugervilletx.gov for more information.  Register online or by calling 512-990-6375.

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